Serge Maurice Lobreau

Serge Maurice Lobreau is the Founder and Chairman of Sapian Group and the Founder and CEO of Flash Group. His vision, derived from his past banking and wealth management experiences, was to create a value-added solution for the banked, unbanked, and underbanked population. He aimed to achieve this by providing cutting-edge solutions to enable the company's mantra of "financial inclusion and beyond."

Serge's journey wasn't an easy walk in the park. He was born in the politically troubled Republic of Congo, a country known for its mining and precious metals resources. Eventually, he managed to leave for France with his family in 1989 to pursue further education. Serge demonstrated his entrepreneurial skills at a young age by working at a local radio station in Paris, selling radio marketing ads. He also provided various services for UHNWIs, which required exposure through media and social marketing.

Despite working part-time whilst studying, he successfully completed three degrees. He achieved a BA in Law, Economics, and Finance, followed by a Masters in International Financial Markets, specializing in financial control and derivatives markets. This formed a solid foundation for his future career in client management, banking, hedge fund management, and entrepreneurship.

Serge started his 15 years of experience within the hedge fund sector, where he was headhunted for a role to sell major restructuring and derivatives based financial products at a country level. Later, he explored the popular technology sector and worked for a top 3 technology company at their European HQ in Ireland as a project manager. However, he was called back to the banking world, working with major international banks.

As he started a new family, he moved back to France and worked for Credit Agricole. Throughout his banking and wealth management career, managing over $2.5 B in AUM and over 800 corporate accounts with a minimum turnover of €12M, Serge was always on top of his game as a leading account manager. Some of his tasks and responsibilities in this corporate finance role ranged from economic modeling, banking, risk management, financial planning and wealth management, dealing with institutions, and UHNWIs. In the later part of that time at Credit Agricole, he was introduced to network marketing of products which managed to succeed with ease due to his client management and relationship skills, earning a six-figure income monthly on a part-time basis. The income and lifestyle made him start his full-time entrepreneur journey, with a move to Gold mines from a request made by a former client.

Like all serial entrepreneurs, Serge had his ups and downs, with several challenges in business. He gained wisdom over time, always emerging stronger and more positive towards his vision development. His passion for continuous development led him to the blockchain and cryptocurrency certification as a Blockchain architect. For the next two years, he learned and researched various businesses that included gold mining, gold refining and asset management, real estate, network marketing, blockchain, cryptocurrencies, fashion, hospitality, and even eco water production systems for the poor in Africa.

Serge is currently a recognized blockchain and asset-pegged token founder of Flash Group, with its ICO that raised $72M in March 2018, with one of the earliest gold-pegged coins in the world, the OZTG. The ecosystem of the Flash Group and Sapian Group is much talked about in the industry at various thought leaders' blockchain, cryptocurrency, and DeFi conferences globally. The financial wealth creation, health, and even corporate social responsibility-based ecosystem of the group of companies is the envy of many startups in such a short space of time. Like any startup and innovative visionary company that wishes to make a difference in the world and add value, his stubborn attention to detail on the clients' user interface and experience has led to some truly quality products recently launched, and several more in the pipeline to follow. The group is now poised to grow and rollout various health and wealth-related products and services via a unique network marketing model, which Serge understands like no other in the marketplace.